host: stephen ohlemacher, reporter for the associated press. the was the lead writer this summer on a series focused on social security. he is also worked for the hartford courant. two tweets -- guest: first, on the means testing, this gets to that issue. when you start to say that a certain group of people are not going to get benefits, then there's the issue of fairness. should they have to pay into the system if they're not going to get benefits? making social security voluntary, that would be difficult to do. a lot of people think i paid my social security taxes every year and that will cause it to be in the trust fund and when i retire they will pay that back to me. that's not how it works. you and me working today, the payroll taxes that we pay are paying for the retirement of our parents and grandparents. making it voluntary would be very difficult, because if i chose not to participate, where would the money comes from to pay for the retirement of my parents and grandparents? host: our next caller is in florida on our democratic line. c